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UK Income Tax Calculator (2025/26)
Estimate PAYE, NI and take-home pay in seconds, UK rates, student loan and pension options included.
Instantly estimate your PAYE tax, National Insurance, student loan repayments and take-home pay using 2025/26 UK tax rates. Enter your salary and see your net income, pension contributions, personal allowance impact, and effective tax rates. Ideal for employees, contractors, and freelancers across the UK. Fast, accurate, HMRC-aligned salary calculator with detailed breakdowns for monthly, weekly and annual income.
FAQs
How accurate is this calculator?
It follows 2025/26 UK income tax thresholds and rates for UK and Scotland. It excludes NICs, savings/dividends,
and student loans.
Does it include the personal allowance taper?
Yes, £1 reduction for every £2 over £100,000; zero at £125,140+.
Can I include pension salary sacrifice?
Yes, enter it in “Optional adjustments” to reduce adjusted net income.
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